SAVINGS ACCOUNT OFFERS

JUNIOR SAVING ACCOUNT (JSA)

It is a junior savings account open to children, pupils and students with a view to providing them with responsibility and financial independence to meet their needs, namely birthdays, baptisms, back to school and university …… etc .

ADVANTAGES

-Independence and financial responsibility of the child
-Possibility by the parent to make withdrawals
-Very low minimum on sale
-Account flexibility
-Securing funds with an interest rate beyond the competition
-Possibility of withdrawing your savings at any time

CONDITIONS

-Photocopy of the parent’s valid CNI
-Photocopy of the child’s birth certificate / or photocopy of the pupil’s / or student’s card
-Home location plan
-02 half 4X4 photo cards of parent and child
-Initial deposit: 10,000 FRS CFA
-Minimum account: 5,000 FRS CFA

PASSBOOK SAVING ACCOUNT(PSA)

It is a passbook savings account open to all social classes seeking not only the security of their funds but also profitability

ADVANTAGES

-Independence and financial responsibility offered to all trades
-Account flexibility
-Securing funds with an interest rate beyond the competition
-Possibility of withdrawing your savings at any time

CONDITIONS

-Photocopy of valid CNI
-Home location plan
-02 4X4 half photo cards
-Proof of income
-Initial deposit: 25,000 CFA FRS
-Minimum account: 10,000 FRS CFA

ISLAMIC SAVING ACCOUNT (ISA)

It is an Islamic savings account open to the Muslim community seeking the security of their savings in strict compliance with the principles laid down by the Koran

ADVANTAGES

-Independence and financial responsibility offered to the Muslim community
-Account flexibility
-Securing of funds Possibility of withdrawing savings at any time
-Absence of the minimum in account

CONDITIONS

-Photocopy of valid CNI
-Home location plan
-02 4X4 half photo cards
-Initial deposit: 15,000 CFA FRS
-Minimum in account: 0

DIASPORA SAVING ACCOUNT (DSA)

It is a savings account open exclusively to the diaspora and to foreign residents in Cameroon seeking not only the security of their funds but also profitability

ADVANTAGES

-Independence and financial responsibility offered to the diaspora
-Account flexibility
-Possibility of withdrawing your savings at any time
-Securing funds with an interest rate beyond the competition

CONDITIONS

-Photocopy of valid passport or resident card
-Home location plan
-02 4X4 half photo cards
-Initial deposit: 50,000 CFA FRS
-Minimum account: 10,000 FRS CFA

BON DE CAISSE COOPERATIF (BCC)

It is a term deposit account open to individuals of all social classes seeking not only the security of their funds but also a high profitability of their savings by participating in the development process of the company

ADVANTAGES

-Possibility of withholding interest -Possibility of payment of interest each month and at maturity -Possibility of anticipation before the end of the contract -An interest rate beyond the competition

CONDITIONS

-Handwritten request to open a cooperative cash voucher
-Photocopy of valid CNI
-Home location plan
-02 4X4 half photo cards
-Minimum subscription amount: 500,000 CFA FRS

ASSOCIATION SAVING ACCOUNT (ACA)

It is a savings account open to all profit and non-profit, political and religious associations, it is also open to NGOs and groups and families

ADVANTAGES

-Independence and financial responsibility offered to associations
-Account flexibility
-Possibility of withdrawing your savings at any time
-Securing funds with an interest rate beyond the competition
-Fluid management of association funds by requiring at least two signatories to make a withdrawal

CONDITIONS

-Photocopy of the valid CNI of each signatory -Statute and internal regulations -02 4X4 half photo cards of each signatory -Request to open an account -Minutes of the general meeting designating the account signatories -Initial deposit: 50,000 CFA FRS -Minimum account: 10,000 FRS FCFA

COOPERATE SAVING ACCOUNT (CSA)

It is a savings account open to all non-profit and non-profit common law companies, micro-businesses, SMEs, TPIs, PMIs

ADVANTAGES

-Independence and financial responsibility offered to companies
-Account flexibility
-Possibility of withdrawing your savings at any time
-Securing funds with an interest rate beyond the competition
-Fluid management of association funds by requiring at least two signatories to make a withdrawal

CONDITIONS

-RCCM
-Taxpayer’s card
-Photocopy of the valid CNI of the manager (s)
-Company status
-02 4X4 half photo cards of the manager (s)
-Request to open an account
-Location plan
-Initial deposit: 50,000 CFA FRS
-Minimum on sale: 10,000 FRS CFA

TERM DEPOSIT (TSD)

It is a term deposit account open to common law companies seeking not only the security of their funds but also a high profitability of their savings by participating in the development process of the company

ADVANTAGES

-Possibility of withholding interest
-Possibility of payment of interest each month and at maturity
-Possibility of anticipation before the end of the contract
-An interest rate beyond the competition
-Flexible pricing condition

CONDITIONS

-Handwritten request to open a term deposit
-RCCM
-Taxpayer’s card
-Photocopy of the valid CNI of the manager (s)
-Company status
-Minimum subscription amount: 1,000,000 CFA FRS